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 : The Total Money Makeover: A Proven Plan for Financial Fitness

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Binding: Hardcover
Dewey Decimal Number: 332.02402
EAN: 9780785289081
ISBN: 0785289089
Label: Thomas Nelson
Manufacturer: Thomas Nelson
Number Of Items: 1
Number Of Pages: 272
Publication Date: February 06, 2007
Publisher: Thomas Nelson
Release Date: February 06, 2007
Studio: Thomas Nelson
Sales Rank: 100




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Product Description:


The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.



Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"



The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.





Customer Reviews
Average Rating:  out of 5 stars

Rating: 5 out of 5 stars - The Total Money Makeover
With the exception of the Bible, Total Money Makeover has made the biggest impact on my life. If you are tired of never having enough money and being in debt, this book is for you! Easy to read and easy to understand.



Rating: 5 out of 5 stars - Dave Ramsey Offers Financial Advice and Motivation
When it comes to money and financial issues, Dave Ramsay has become one of America's most trusted and popular voices. He is a best-selling author, host of the wildly popular radio program, The Dave Ramsay Show, television host on the new Fox Business Network, and a recognized financial guru. Ramsay has become popular by combining humor and inspirational true stories with cold, hard number crunching. The fact that Ramsay is an outspoken Christian who is just as likely to quote a Bible verse as a money ... Read More



Rating: 5 out of 5 stars - Attention my fellow salesman: This book can be a game-changer for you!
As a salesperson who has made uneven, sporadic lump-sums of money on a commission basis for years, I had the tendency to believe that I will always be able to 'outearn my stupidity' (I borrowed that phrase from Dave's Radio Show). This never happened. I heard Dave's radio show and realized that I needed a change in my thinking. This book and Dave's philosophy is largely based around the wise saying that the borrower is servant to the lender (Proverbs 22:7). This book was very helpful in helping me ... Read More



Rating: 5 out of 5 stars - 80 percent behavior and 20 percent knowledge, save your first 1000 dollars, cut CC, use visa debit, get a 15 year fixed mortgage
Myth: You should get a credit card to build credit

1. Pay cash or use a Visa debit card for all financial transaction with the exception of a mortgage.
2. Qualify for a 15 year fixed mortgage loan. The fixed mortgage loan strongly hedges in the favor of the consumer. The banks uses variable rate loans to offset their risk and make available fix rate loans to preferred consumers. Take advantage of the fix rate loan.
3. You can qualifying for the 15 year fix rate loan if: if you ... Read More



Rating: 2 out of 5 stars - Very simple advice, a lot of filler in this book
Instead of buying this book here is the advice it contains
Get out of debt
Live below your means no matter what you make,
Throw away your credit cards,
Don't trust any loan consolidation,
Car loans are a joke,
Car leases are even worse,
Drive a quality used car instead,
Save as much money as you can,
Mutual funds and the stock market are the best investment,
Never put all of your savings into one fund or account.
The Lottery is ... Read More



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